Chuck Cravens is the founder and president of Cravens and Associates.  He was a teacher-coach for 8 years in the public school system.  Shortly after leaving the teaching profession, he received a letter from the State Retirement System asking him to make some decisions regarding his retirement account.  He realized that he had no idea of what constituted the provisions of the retirement system and therefore did not have the knowledge to make an intelligent decision.  Also, when talking with his fellow teachers, they also found that they did not know any more about the system than he did. 

Since that time Chuck has spent over 30 years helping people learn about the details of retirement planning and what choices are available to make that period of life a safe and secure one.  In 1978 he first purchased a computer and software program.  It became apparent that the use of the computer in retirement planning was the wave of the future.  For many folks this is not about telling them what they should be doing, but rather being able to show them what their retirement pictures will look like based on what they have done and are currently doing. 

Cravens and Associates, LLC was formed with the idea of creating a software program for financial advisors to use in helping people be able to clearly see that retirement picture.  Then, if they do not like what they see, it would demonstrate the options available to improve the picture.  This program is now being used across the nation by some of the most respected financial marketing companies and their advisors.